Before any person makes a investment program the first question which comes upper most in their mind is - What will I do with the money when I have not made up my mind where to invest or more correctly, what should I do in between investments?

There are two types of investment program- certificates of deposits and money markets-both have their advantages and disadvantages-Certificates of deposit and Money markets.

Any investment program is a promise or commitment of money or capital to buy a financial document or assets like land or oil for a period of time to earn profits.

Investment program can also mean small savings and term deposits. Investment program can be done in many sections of the economy like the manufacturing sector or in finance sector.

Investment program involves the choice of the investor to invest in assets like property, commodity, stock, bond, financial derivatives or to lend money in a vehicle, instrument or in a foreign asset denominated in foreign currency which has the scope of generating profits after a period of time.